FSMOne Referral Code 2026: P0544985
The FSMOne referral code for October 2026 is P0544985. Enter it during account registration to receive referral rewards. FSMOne (Fundsupermart) is MAS-licensed and offers 0% sales charge on 1,500+ funds, ETFs, bonds, and stocks across SGX, US, and HK markets.
🔥 October 2026 Current Offer
October 2026: Get S$30 Cash When You Open an FSMOne Account
Use referral code P0544985 when opening your FSMOne account to receive a S$30 cash reward upon account funding. FSMOne (now FSM Global) lets you invest in SGX stocks, S-REITs, unit trusts and ETFs with securities held directly in your CDP account. Enter the referral code at registration to ensure the reward is applied. Visit fsm.global for full T&Cs.
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FSMOne Referral Code: P0544985
The FSMOne referral code is P0544985. Enter this code when registering for FSMOne to receive a sign-up reward. FSMOne (iFAST Financial) is Singapore’s largest fund supermart and a leading platform for ETF and bond investing.
| Detail | Info |
|---|---|
| Referral Code | P0544985 |
| Platform Type | Fund Supermart / Online Brokerage |
| Products | Unit Trusts, ETFs, Bonds, Stocks, CPF/SRS |
| MAS Licensed | Yes — iFAST Financial Pte Ltd |
| ETF Trading Fee | From 0.08% per trade (min. S$8.80) |
| Unit Trust Sales Charge | 0% (no front-end load) |
| CPF/SRS Support | Yes — CPFIS-approved |
Not financial advice. Referral bonus terms may change — verify current offer on FSMOne’s website. Data as at October 2026.
How to Use FSMOne Referral Code P0544985
- Go to FSMOne.com (now FSM Global) and click “Open Account”.
- Select “Personal Account” — choose between Individual Cash, SRS, or CPFIS account types based on your investment needs.
- Fill in your personal details — you’ll need your NRIC, bank account details, and MyInfo (SingPass) for instant verification.
- Enter referral code P0544985 when prompted during account setup. Look for the “Referral / Promo Code” field on the registration form.
- Complete verification — FSMOne accounts are typically approved within 1–2 business days after identity verification.
- Fund your account and start investing — the referral reward is credited once the relevant funding or trade condition is met.
What You Get with Code P0544985
Using referral code P0544985 earns you a sign-up reward on your FSMOne account. The current offer is S$30 cash upon account funding. FSMOne periodically updates its referral promotions — check the current offer page on their website before signing up.
Beyond the bonus, FSMOne’s key advantage is its extremely low ETF trading fee of 0.08% per trade, making it one of the cheapest platforms for building an ETF portfolio in Singapore.
FSMOne is particularly useful for investors who want to combine unit trust funds, ETFs, bonds, and Singapore REITs in one account — including investing via CPF and SRS. See our guide on earning passive income in Singapore for how FSMOne fits into a broader strategy.
About FSMOne Singapore
FSMOne is operated by iFAST Financial Pte Ltd, a subsidiary of iFAST Corporation Ltd (SGX: AIY), a publicly listed company on the Singapore Exchange. iFAST was founded in 2000 and is one of the largest independent wealth management platforms in Asia, with over S$20 billion in assets under administration across Singapore, Hong Kong, Malaysia and China.
FSMOne holds a Capital Markets Services (CMS) licence from MAS and a financial adviser’s licence. It is CPFIS-approved, allowing investors to use their CPF OA and SA savings to invest in unit trusts and ETFs through the platform. In February 2026, FSMOne was rebranded to FSM Global, though it remains the same platform — your account and holdings carry over seamlessly.
FSMOne Fees & Charges (2026)
| Product | Fee | Notes |
|---|---|---|
| Unit Trusts | 0% sales charge | Platform fee: 0.0875% per quarter (equity/mixed, cash/SRS) |
| SGX Stocks & ETFs | 0.08% (min. S$8.80) | Platform access fee S$3/quarter (waivable) |
| US Stocks & ETFs | S$8.80 flat per trade | No minimum share quantity |
| HK Stocks | S$50 per trade | Includes stamp duty |
| Bonds | 0% sales charge | Secondary market bonds at competitive spreads |
| CPF Investing | 0% platform fee | CPFIS-approved funds only |
Fee information sourced from FSMOne’s official fee schedule. Fees may change — verify on fsm.global before trading.
ETFs & S-REITs on FSMOne
FSMOne is a strong choice for Singapore investors building an ETF or S-REIT portfolio:
- ETF trading: FSMOne charges from 0.08% per ETF trade (min. S$8.80) — one of the lowest rates among Singapore retail brokerages. This makes it ideal for regular ETF investing.
- REIT ETFs: Access Singapore REIT ETFs like the NikkoAM-Straits Trading Asia Ex Japan REIT ETF (CFA) and the Lion-Phillip S-REIT ETF (CLR) at low cost. See our Singapore REIT ETF guide for a full comparison.
- Unit trusts: Over 1,000 unit trusts available at 0% sales charge (front-end load), significantly cheaper than buying through a bank.
- Bonds: Access Singapore government bonds, SGS, MAS bills, and Singapore Savings Bonds (SSB) through FSMOne.
Use our Dividend Yield Calculator to model the income from your FSMOne REIT or ETF portfolio.
FSMOne vs Endowus vs Syfe vs Moomoo: Referral Code Comparison
| Platform | Referral Code | Reward | Min. Deposit | Fee Structure |
|---|---|---|---|---|
| FSMOne | P0544985 | S$30 cash | Fund account | 0.08% ETF; 0% unit trust sales charge |
| Endowus | 2V343 | S$20 access fee credit | S$1,000 | 0.25%–0.60% p.a. access fee |
| Syfe | SRPRFFFCD | Up to S$50 bonus | Varies | 0.35%–0.65% p.a. (managed) |
| Moomoo | 7KNTEY4M | Free shares + cash | S$100 | 0.03% stocks; US$0.99 US trades |
Reward amounts may change. Verify current promotions on each platform’s website before signing up. Not financial advice.
Frequently Asked Questions
What is the FSMOne referral code for 2026?
The FSMOne referral code for 2026 is P0544985. Enter this code during account registration on fsm.global to receive a sign-up reward. The code is valid for new FSMOne customers only and works for all account types including cash, SRS, and CPFIS accounts.
How do I use an FSMOne referral code?
Visit fsm.global, click “Open Account”, and fill in your details using MyInfo (SingPass). When you see the “Referral / Promo Code” field during registration, enter P0544985. Complete the verification process, fund your account, and the referral reward will be credited once the qualifying condition is met. The entire process takes about 10 minutes.
What rewards do I get with FSMOne referral code P0544985?
Using referral code P0544985 currently earns you a S$30 cash reward upon funding your FSMOne account. FSMOne periodically updates its referral promotions, so check the current offers page for the latest reward details and terms before signing up.
Is FSMOne safe and regulated in Singapore?
Yes. FSMOne is operated by iFAST Financial Pte Ltd, a subsidiary of SGX-listed iFAST Corporation (AIY). It holds a Capital Markets Services (CMS) licence and a financial adviser’s licence from MAS. Client assets and cash are held in segregated trust accounts, separate from iFAST’s own balance sheet, providing protection in the unlikely event of the company ceasing operations.
Can I use FSMOne for SRS and CPF investing?
Yes. FSMOne is CPFIS-approved, so you can invest your CPF OA (Ordinary Account) savings in unit trusts and ETFs through the CPF Investment Scheme. You can also open an SRS (Supplementary Retirement Scheme) account on FSMOne to invest your SRS funds in unit trusts, ETFs, and bonds. CPF investing on FSMOne has a 0% platform fee.
What is the current FSMOne sign-up promotion?
As of October 2026, FSMOne offers a S$30 cash reward for new users who sign up with referral code P0544985 and fund their account. FSMOne also runs periodic promotions such as free ETF trades and transfer-in bonuses — check fsm.global/sg/current-offers for the latest deals.
How does FSMOne compare to Endowus and Syfe?
FSMOne is a self-directed platform — you pick your own funds, ETFs, and bonds at low per-trade fees (0.08% for ETFs). Endowus and Syfe are managed advisory platforms that build and rebalance portfolios for you, charging annual fees (0.25%–0.65% p.a.). FSMOne is better for hands-on investors who want control and lower costs; Endowus/Syfe are better for hands-off investors. FSMOne and Endowus both support CPF investing; Syfe does not.
What fees does FSMOne charge?
FSMOne charges 0% sales charge on 1,500+ unit trusts, with a platform fee of 0.0875% per quarter for equity/mixed funds (cash/SRS accounts). SGX stock and ETF trades cost 0.08% (min. S$8.80). US stock trades are a flat S$8.80. There is a quarterly platform access fee of S$3 (waived if you hold S$1,000+ in SGX securities or make at least one trade per quarter). CPF investments have a 0% platform fee.
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